The myNCRetirement Statement (MRS) provided each year by the North Carolina Department of State Treasurer:


  • Your Personal Gap Analysis illustrates whether or not you may be on track with your retirement savings.
  • Checkpoint 1 provides your current savings and service information.
  • Checkpoint 2 outlines the sources of your potential retirement income.
  • Checkpoint 3 illustrates how saving more in your NC 401(k), NC 457 Plan and/or NC 403(b) account could potentially boost your monthly retirement income.
  • Checkpoint 4 lists your beneficiary (or beneficiaries) for both your pension plan(s) and your NC 401(k), NC 457 and/or NC 403(b).


*This estimated Social Security income is calculated based on your current earnings and income projections. This estimate is not the result of coordination with the Social Security Administration and does not reflect your actual past earnings. You can access your Social Security statement by visiting

**Personal savings and other monthly income sources totals must be entered into Prudential’s online Retirement Income Calculator prior to the data extraction in order to be included.

Amounts withdrawn are subject to income taxes. Prudential Financial and its affiliates do not provide tax or legal advice for which you should consult your qualified professional.

Participants using the Retirement Income Calculator should consider other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) when assessing the adequacy of the estimated income stream as provided by this tool. The Retirement Income Calculator is hypothetical and for illustrative purposes only and is not intended to represent performance of any specific investment, which may fluctuate. There is no assurance that retirement income objectives will be met. It is possible to lose money by investing in securities.

Need assistance?

Contact your Retirement Education Counselor or call 866-NCPlans (866-627-5267).